Mid-Month Net Worth Report: December 2017

My employer does not offer personal days in addition to vacation days. What this means is even if I have a day full of doctor’s appointments or have family needs to take care of – it’s considered a vacation.

Because of this, I have a habit of hoarding all of my vacation days until the very end of the year. You never know what could come up, so I feel like I have to save them.

I’m just a saver by nature, I guess.

Anyway, my last vacation day of the year is being used today, and I’m pretty excited to spend part of it reporting our final net worth of 2017.

This 29 year old is focused on paying off her last debt - her home - while steadily increasing her net worth.

I started sharing our net worth six months ago and publish updated figures monthly, mainly for the sake of keeping the habit.

If you’re not sure how to calculate your net worth or why you would want to, check out my very first report where I go into much more detail about this.

Personal Capital is the free service I use to keep up with my net worth. It links all of my accounts – my numerous bank accounts, retirement accounts, mortgage, etc. – which keeps me from having to manually log in and update another spreadsheet.

This post may contain affiliate links.  Please view my disclosure policy for more information.

Alright, let’s get to it!

+ Assets: $237,891

  • Cash: $11,022.42
  • Investments: $74,508.58
  • Cars & Motorcycle: $7,597.00
  • Home (Zestimate*): $144,763.00

*A Zestimate® home valuation is Zillow’s estimated market value and is not an appraisal. It is designed to be used as a starting point when determining a home’s value. Keep this in mind if choosing to enable this feature to add your home’s value to your Personal Capital account.

– Liabilities: $14,536

  • Mortgage: $14,536.14

= Net Worth: $223,355 (+3,913 from last month)

So, let’s take a look at the last six months.

Our six month increase in net worth comes out to $28,874.

Ellie Mondelli Net Worth

Our monthly increases have slowed down the past couple of months due to depleting our sinking funds for vacation, home/car repairs and Christmas spending, as well as purchasing our expensive FIFA World Cup tickets. And that is definitely okay with us!

If you haven’t been tracking your net worth, there is no better time to start than on January 1. It’s very easy to do, and I think it’s fun to watch it increase over time.

Merry Christmas, everyone!


One thought on “Mid-Month Net Worth Report: December 2017

  1. I do this too. In fact my financial goal for 2017 was to increase my net worth by 30k. While I havent finished out December yet I have already exceeded by initial goal by 8k. In 2018 my goals will be a combination of increasing net worth and getting my mortgage balance to under 100k.


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