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I doubt this will come as a shock to anyone, but I’m going to say it anyway.

I’m a saver.

I spot out the best bite and look forward to eating it last. I save all my vacation time until the end of the year until I’m forced to use it or lose it. And I would much rather hoard my money than spend it (unless it’s on food as you can tell by how this month’s budget is going. Whoops.)

So when I logged on Personal Capital and saw our net worth go down ever so slightly for the first time since I started tracking it in July 2017, I initially felt disappointed.

I’ll save the details for next week’s Savings Report, but just know that we spent every penny that we “saved” this month – and dipped into some of the money we saved last month. Some of it was planned, a lot of it was unavoidable, and a little was unexpected.

In the grand scheme of things, of course, we’re doing awesome. And a part of me is definitely enjoying these spend-all-the-money months.

A pretty large part, actually.

Below are the assets that add up to our current net worth (assets minus liabilities). Our home was our last debt so we have no liabilities.

• Cash: $6,403.28
• Investments: $76,926.42
• House: $144,000.00
• Vehicles: $8,012.00

Net Worth: $235,341 (-$1,673 from last month)