Net Worth Update: July 2019

Whew, July is such an exciting month! My 31st birthday is in two days, and it’s been a year and a half now since we paid off our mortgage. Oh, and we recently made a huge announcement. We just closed on our very first rental property – and we paid in cash! I’ll share all …

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Net Worth Report: June 2019

In July 2017, I sat down to calculate our net worth for the very first time. I had just read The Millionaire Next Door by Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D., and after years of hearing the term in passing, I finally felt compelled to find out what ours was. I had heard …

Monthly Savings Report: March 2019

I can’t believe it’s already time for another monthly savings report! While paying off our mortgage, I posted monthly updates to share how much extra principal my husband and I were able to pay that month. Since paying off our house at the very end of January 2018, I have continued posting updates at the …

Monthly Savings Report: February 2019

Welcome to another monthly savings report! For 17 months I posted a debt payoff report at the end of each month while paying off our mortgage. And for a year now, I have posted a savings report at the end of each month now that we are completely debt free. I should have called them …

Mid-Month Net Worth Report: February 2019

Happy late Valentine’s Day! This was mine and my husband’s fourth Valentine’s Day together. Since we would rather celebrate days that have more meaning to just us (birthdays and our anniversary), it’s a pretty frugal and easy-going holiday for us. It’s become our tradition that he comes to see me at work with brownie batter …

Monthly Savings Report: January 2019

Is it just me or did January seem to stretch on forever? I’m not complaining though! January was good to us, especially since it was an “extra” paycheck month – but we’ll get into that in a minute. It was also the month of our mortgage-free anniversary! If you’re new to my blog, you may …

Our First Mortgage Free Anniversary

Success is a moving target. You’ve heard that line before, and I’m sure you’ve experienced the realization that it’s very true. And if you follow Dave Ramsey’s Baby Steps, you know that the cap and gown moment of all of those years of work comes with your final mortgage payment. When you can finally say …