In July 2017, I sat down to calculate our net worth for the very first time. I had just read The Millionaire Next Door by Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D., and after years of hearing the term in passing, I finally felt compelled to find out what ours was. I had heard …
You guys have graciously followed my credit card journey for a year and a half now. You supported me when I departed from the anti-credit card stance that I had long held, learned with me as I adjusted to new ways of maintaining our budget now that almost every purchase was put on credit cards, …
Guys, I have to apologize to you for my unplanned month off. I didn’t write a single post in April! That was the very first time in almost three years of having this blog that I didn’t post at least once during the month. I could blame it on being busy, traveling for work, focusing …
I can’t believe it’s already time for another monthly savings report! While paying off our mortgage, I posted monthly updates to share how much extra principal my husband and I were able to pay that month. Since paying off our house at the very end of January 2018, I have continued posting updates at the …
Happy spring! Oh my goodness, I thought it would never come! My husband and I have spent the last week looking at hotels and flights for our trip to Greece that we have planned for September, so that’s my excuse for this post being fashionably late. The good news is that everything is booked – …
Welcome to another monthly savings report! For 17 months I posted a debt payoff report at the end of each month while paying off our mortgage. And for a year now, I have posted a savings report at the end of each month now that we are completely debt free. I should have called them …
Happy late Valentine’s Day! This was mine and my husband’s fourth Valentine’s Day together. Since we would rather celebrate days that have more meaning to just us (birthdays and our anniversary), it’s a pretty frugal and easy-going holiday for us. It’s become our tradition that he comes to see me at work with brownie batter …
Is it just me or did January seem to stretch on forever? I’m not complaining though! January was good to us, especially since it was an “extra” paycheck month – but we’ll get into that in a minute. It was also the month of our mortgage-free anniversary! If you’re new to my blog, you may …
Success is a moving target. You’ve heard that line before, and I’m sure you’ve experienced the realization that it’s very true. And if you follow Dave Ramsey’s Baby Steps, you know that the cap and gown moment of all of those years of work comes with your final mortgage payment. When you can finally say …
It’s my first net worth report of the new year – the first year I’ve started out with zero debt since before buying our home a little over five years ago. It’s so hard to believe that on this day last year I released our very last net worth report that contained a liability! But …
