Net Worth Update: August 2019

It’s that time again! Around the 15th of each month I sit down to update our net worth. These monthly reports began in the summer of 2017 after I read The Millionaire Next Door by Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D. I learned that if I am serious about building wealth and becoming a …

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Net Worth Report: June 2019

In July 2017, I sat down to calculate our net worth for the very first time. I had just read The Millionaire Next Door by Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D., and after years of hearing the term in passing, I finally felt compelled to find out what ours was. I had heard …

Our First Mortgage Free Anniversary

Success is a moving target. You’ve heard that line before, and I’m sure you’ve experienced the realization that it’s very true. And if you follow Dave Ramsey’s Baby Steps, you know that the cap and gown moment of all of those years of work comes with your final mortgage payment. When you can finally say …

Monthly Savings Report: September 2018

This post may contain affiliate links. Please view my disclosure policy for more information. Happy fall, everyone! While my Instagram feed is full of copper hues, fall decor and pumpkin spice everything, I’m still sweating in the 80-degree heat of the East Tennessee valley. I usually get a little sad when summer ends, but this year I’m …

Deciding Against a Normal Life

Twenty-three hundred times. A low estimate of the number of times I have driven the exact same route to work as of today. It’s a beautiful, scenic drive. At 7:30 AM, the fifteen minute drive from Kingston to Lenoir City on I-40 East allows you to see the sleepy awakening of the east Tennessee valley …

Why I’m Glad I Don’t Love My Job

As the long-awaited meeting came to a close, I watched my coworkers exchange enthusiastic glances. In response to high turnover rates, my employer finally listened to its employees and granted five more vacation days, rewards for good attendance, a company-wide pay increase and a better 401(k) plan, in addition to continuing to provide free health …

Free Zero-Based Budget Template

This post may contain affiliate links.  Please view my disclosure policy for more information. You guys have been asking for it, and I’m finally providing it – a free zero-based budget template. It is based on the budget that I designed for my husband and myself after we got married (view it here), but I tweaked it in …